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Take Control of Your Finances
WealthTools provides a free set of financial tools and calculators to help you plan investments, manage debt, track budgets, and build wealth with confidence.
Everything You Need in One Place
Investment Calculator
Project your investment growth with compound interest calculations. Plan for retirement and see how your money can grow over time.
Mortgage Calculator
Calculate monthly payments, view amortization schedules, and understand the true cost of your home loan over time.
Credit Card Repayment
Create a debt payoff plan, compare payment strategies, and see how quickly you can become debt-free.
Budget Planner
Track income and expenses, categorize spending, and create a budget that helps you save more and spend wisely.
Net Worth Tracker
Calculate your total net worth by tracking all assets and liabilities. Watch your wealth grow over time with projections.
Save & Share Your Data
Create a free account to save your calculations, generate shareable links, and access your data from anywhere.
Frequently Asked Questions
Everything you need to know about WealthTools
WealthTools is a free suite of money tools and financial calculators designed to help you plan investments, manage debt, track budgets, and calculate net worth. All tools are 100%% free with no hidden fees, signup requirements, or credit card needed to start.
Your privacy is our priority. All calculations happen in your browser - your financial data never leaves your device unless you choose to save it by creating an account. We don't sell your data, and saved information is encrypted and securely stored.
No! You can start using any calculator immediately without signing up. Creating a free account is optional and only needed if you want to save your calculations, generate shareable links, or access your data from multiple devices.
Yes! Create a free account to save unlimited calculations and generate shareable links. You can share your mortgage analysis with a loan officer, budget with a spouse, or investment projections with a financial advisor. Recipients can view your calculations without needing an account.
Our calculators use industry-standard financial formulas and are designed for accuracy. The investment calculator uses compound interest formulas, the mortgage calculator follows standard amortization schedules, and all tools are regularly tested. However, results are projections based on your inputs and actual results may vary.
Yes! WealthTools is fully responsive and works on all devices - desktop, laptop, tablet, and smartphone. The interface adapts to your screen size for a seamless experience whether you're planning on your phone or working on a computer.
Yes! WealthTools has a secure MCP connector for Claude Desktop and ChatGPT, so you can check your budget, log expenses, and run mortgage, investment, and net worth calculations just by chatting with your AI assistant. Learn how to connect it
Ready to Take Control?
Start making smarter financial decisions today. No signup required to begin.